Call reports 2015
FIRST BANK & TRUST, NATIONAL ASSOCIATION — 2015
What FIRST BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 194,611,000 | 191,507,000 |
| Total loans | 129,214,000 | 128,351,000 |
| Allowance for loan losses | 1,742,000 | 1,713,000 |
| Securities available for sale | 39,936,000 | 38,838,000 |
| Securities held to maturity | 8,880,000 | 8,855,000 |
| Trading assets | 0 | 0 |
| Total deposits | 166,707,000 | 165,073,000 |
| Interest-bearing deposits | 127,320,000 | 127,725,000 |
| Noninterest-bearing deposits | 39,387,000 | 37,349,000 |
| Equity capital | 20,860,000 | 20,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 1,829,000 | 3,689,000 |
| Interest expense | 174,000 | 345,000 |
| Net interest income | 1,655,000 | 3,344,000 |
| Noninterest income | 262,000 | 563,000 |
| Noninterest expense | 1,255,000 | 2,542,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 662,000 | 1,365,000 |
| Income tax | 220,000 | 455,000 |
| Net income | 442,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 17,521,000 | 17,699,000 |
| Total capital | 19,263,000 | 19,412,000 |
| Risk-weighted assets | 157,661,000 | 156,391,000 |