Call reports 2014
FIRST BANK & TRUST, NATIONAL ASSOCIATION — 2014
What FIRST BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 191,114,000 | 191,551,000 | 188,709,000 | 213,532,000 |
| Total loans | 119,224,000 | 121,350,000 | 121,628,000 | 131,454,000 |
| Allowance for loan losses | 1,647,000 | 1,648,000 | 1,649,000 | 1,741,000 |
| Securities available for sale | 36,840,000 | 41,141,000 | 40,511,000 | 41,643,000 |
| Securities held to maturity | 8,951,000 | 8,921,000 | 8,702,000 | 9,721,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,421,000 | 169,515,000 | 165,626,000 | 191,849,000 |
| Interest-bearing deposits | 135,616,000 | 134,801,000 | 130,260,000 | 135,758,000 |
| Noninterest-bearing deposits | 34,805,000 | 34,714,000 | 35,367,000 | 56,091,000 |
| Equity capital | 19,553,000 | 19,861,000 | 20,079,000 | 20,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,789,000 | 3,583,000 | 5,451,000 | 7,366,000 |
| Interest expense | 200,000 | 398,000 | 591,000 | 773,000 |
| Net interest income | 1,589,000 | 3,185,000 | 4,860,000 | 6,593,000 |
| Noninterest income | 242,000 | 509,000 | 823,000 | 1,127,000 |
| Noninterest expense | 1,259,000 | 2,519,000 | 3,788,000 | 5,033,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 572,000 | 1,175,000 | 1,895,000 | 2,694,000 |
| Income tax | 181,000 | 377,000 | 620,000 | 900,000 |
| Net income | 391,000 | 798,000 | 1,275,000 | 1,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,767,000 | 16,936,000 | 17,113,000 | 17,331,000 |
| Total capital | 18,414,000 | 18,584,000 | 18,762,000 | 19,072,000 |
| Risk-weighted assets | 149,921,000 | 153,160,000 | 155,676,000 | 170,464,000 |