Call reports 2013
FIRST BANK & TRUST, NATIONAL ASSOCIATION — 2013
What FIRST BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 180,948,000 | 190,927,000 | 191,618,000 | 197,472,000 |
| Total loans | 112,627,000 | 120,902,000 | 121,388,000 | 122,116,000 |
| Allowance for loan losses | 1,496,000 | 1,647,000 | 1,621,000 | 1,619,000 |
| Securities available for sale | 36,734,000 | 39,039,000 | 38,142,000 | 39,060,000 |
| Securities held to maturity | 9,484,000 | 9,717,000 | 9,151,000 | 9,249,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,144,000 | 170,793,000 | 171,335,000 | 177,054,000 |
| Interest-bearing deposits | 133,839,000 | 140,175,000 | 136,470,000 | 141,598,000 |
| Noninterest-bearing deposits | 26,305,000 | 30,618,000 | 34,865,000 | 35,456,000 |
| Equity capital | 19,703,000 | 19,197,000 | 19,220,000 | 19,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,798,000 | 3,591,000 | 5,491,000 | 7,379,000 |
| Interest expense | 256,000 | 508,000 | 744,000 | 958,000 |
| Net interest income | 1,542,000 | 3,083,000 | 4,747,000 | 6,421,000 |
| Noninterest income | 237,000 | 491,000 | 780,000 | 1,287,000 |
| Noninterest expense | 1,230,000 | 2,448,000 | 3,715,000 | 4,959,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 45,000 |
| Pretax income | 529,000 | 1,182,000 | 1,868,000 | 2,780,000 |
| Income tax | 159,000 | 365,000 | 617,000 | 950,000 |
| Net income | 370,000 | 817,000 | 1,251,000 | 1,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,075,000 | 16,273,000 | 16,407,000 | 16,600,000 |
| Total capital | 17,571,000 | 17,920,000 | 18,028,000 | 18,219,000 |
| Risk-weighted assets | 139,413,000 | 149,790,000 | 152,137,000 | 154,458,000 |