Call reports 2012
FIRST BANK & TRUST, NATIONAL ASSOCIATION — 2012
What FIRST BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 170,933,000 | 172,090,000 | 177,702,000 | 194,563,000 |
| Total loans | 110,455,000 | 113,208,000 | 115,583,000 | 123,633,000 |
| Allowance for loan losses | 1,444,000 | 1,444,000 | 1,458,000 | 1,472,000 |
| Securities available for sale | 44,000,000 | 41,389,000 | 29,561,000 | 33,685,000 |
| Securities held to maturity | 0 | 0 | 9,551,000 | 9,421,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,043,000 | 149,315,000 | 157,088,000 | 174,094,000 |
| Interest-bearing deposits | 124,195,000 | 123,469,000 | 126,277,000 | 135,826,000 |
| Noninterest-bearing deposits | 21,848,000 | 25,846,000 | 30,811,000 | 38,268,000 |
| Equity capital | 18,753,000 | 19,235,000 | 19,539,000 | 19,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,889,000 | 3,714,000 | 5,597,000 | 7,436,000 |
| Interest expense | 336,000 | 653,000 | 958,000 | 1,242,000 |
| Net interest income | 1,553,000 | 3,061,000 | 4,639,000 | 6,194,000 |
| Noninterest income | 276,000 | 583,000 | 917,000 | 1,177,000 |
| Noninterest expense | 1,127,000 | 2,264,000 | 3,401,000 | 4,564,000 |
| Provision for loan losses | 0 | 0 | 0 | 225,000 |
| Pretax income | 702,000 | 1,635,000 | 2,457,000 | 2,899,000 |
| Income tax | 208,000 | 503,000 | 771,000 | 964,000 |
| Net income | 494,000 | 1,132,000 | 1,686,000 | 1,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,267,000 | 15,556,000 | 15,785,000 | 15,884,000 |
| Total capital | 16,711,000 | 17,000,000 | 17,243,000 | 17,356,000 |
| Risk-weighted assets | 132,940,000 | 135,887,000 | 139,835,000 | 148,502,000 |