Call reports 2011
FIRST BANK & TRUST, NATIONAL ASSOCIATION — 2011
What FIRST BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 160,408,000 | 165,604,000 | 169,945,000 | 184,275,000 |
| Total loans | 109,304,000 | 114,361,000 | 110,837,000 | 115,988,000 |
| Allowance for loan losses | 1,920,000 | 1,787,000 | 1,789,000 | 1,441,000 |
| Securities available for sale | 35,334,000 | 35,260,000 | 38,349,000 | 46,585,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,894,000 | 141,370,000 | 150,458,000 | 164,749,000 |
| Interest-bearing deposits | 119,272,000 | 118,419,000 | 124,929,000 | 132,449,000 |
| Noninterest-bearing deposits | 20,622,000 | 22,951,000 | 25,529,000 | 32,300,000 |
| Equity capital | 18,005,000 | 18,207,000 | 18,343,000 | 18,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,813,000 | 3,795,000 | 5,714,000 | 7,643,000 |
| Interest expense | 445,000 | 827,000 | 1,189,000 | 1,543,000 |
| Net interest income | 1,368,000 | 2,968,000 | 4,525,000 | 6,100,000 |
| Noninterest income | 260,000 | 527,000 | 834,000 | 1,123,000 |
| Noninterest expense | 1,038,000 | 2,178,000 | 3,244,000 | 4,335,000 |
| Provision for loan losses | 0 | -130,000 | -130,000 | -130,000 |
| Pretax income | 590,000 | 1,447,000 | 2,245,000 | 3,018,000 |
| Income tax | 168,000 | 434,000 | 675,000 | 901,000 |
| Net income | 422,000 | 1,013,000 | 1,570,000 | 2,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,178,000 | 15,044,000 | 14,801,000 | 15,048,000 |
| Total capital | 16,779,000 | 16,719,000 | 16,451,000 | 16,489,000 |
| Risk-weighted assets | 127,759,000 | 133,914,000 | 131,890,000 | 139,294,000 |