Call reports 2010
FIRST BANK & TRUST, NATIONAL ASSOCIATION — 2010
What FIRST BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 156,010,000 | 157,451,000 | 162,196,000 | 165,071,000 |
| Total loans | 122,445,000 | 123,660,000 | 112,792,000 | 110,569,000 |
| Allowance for loan losses | 1,968,000 | 1,971,000 | 1,973,000 | 1,925,000 |
| Securities available for sale | 20,562,000 | 20,370,000 | 21,658,000 | 29,833,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,528,000 | 132,729,000 | 138,646,000 | 142,263,000 |
| Interest-bearing deposits | 111,300,000 | 114,428,000 | 120,176,000 | 118,008,000 |
| Noninterest-bearing deposits | 18,228,000 | 18,301,000 | 18,470,000 | 24,255,000 |
| Equity capital | 17,960,000 | 18,311,000 | 18,693,000 | 18,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,077,000 | 4,085,000 | 6,126,000 | 7,960,000 |
| Interest expense | 583,000 | 1,147,000 | 1,690,000 | 2,185,000 |
| Net interest income | 1,494,000 | 2,938,000 | 4,436,000 | 5,775,000 |
| Noninterest income | 242,000 | 552,000 | 849,000 | 1,239,000 |
| Noninterest expense | 968,000 | 2,002,000 | 3,010,000 | 4,001,000 |
| Provision for loan losses | 55,000 | 55,000 | 55,000 | 55,000 |
| Pretax income | 713,000 | 1,433,000 | 2,220,000 | 2,958,000 |
| Income tax | 220,000 | 428,000 | 663,000 | 743,000 |
| Net income | 493,000 | 1,005,000 | 1,557,000 | 2,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,036,000 | 15,271,000 | 15,574,000 | 15,980,000 |
| Total capital | 16,736,000 | 17,003,000 | 17,198,000 | 17,595,000 |
| Risk-weighted assets | 135,701,000 | 138,622,000 | 129,575,000 | 128,874,000 |