Call reports 2009
FIRST BANK & TRUST, NATIONAL ASSOCIATION — 2009
What FIRST BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 153,529,000 | 161,274,000 | 161,902,000 | 161,922,000 |
| Total loans | 115,907,000 | 123,639,000 | 125,503,000 | 123,837,000 |
| Allowance for loan losses | 1,408,000 | 1,487,000 | 2,112,000 | 1,949,000 |
| Securities available for sale | 23,005,000 | 24,144,000 | 24,580,000 | 23,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,747,000 | 131,248,000 | 134,539,000 | 134,714,000 |
| Interest-bearing deposits | 114,294,000 | 114,758,000 | 117,914,000 | 114,146,000 |
| Noninterest-bearing deposits | 16,453,000 | 16,491,000 | 16,626,000 | 20,569,000 |
| Equity capital | 16,403,000 | 16,706,000 | 17,154,000 | 17,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,981,000 | 4,037,000 | 6,130,000 | 8,206,000 |
| Interest expense | 682,000 | 1,334,000 | 1,997,000 | 2,622,000 |
| Net interest income | 1,299,000 | 2,703,000 | 4,133,000 | 5,584,000 |
| Noninterest income | 288,000 | 598,000 | 896,000 | 1,219,000 |
| Noninterest expense | 918,000 | 1,908,000 | 2,843,000 | 3,774,000 |
| Provision for loan losses | 0 | 90,000 | 725,000 | 935,000 |
| Pretax income | 669,000 | 1,303,000 | 1,461,000 | 2,094,000 |
| Income tax | 212,000 | 427,000 | 435,000 | 641,000 |
| Net income | 457,000 | 876,000 | 1,026,000 | 1,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,875,000 | 14,166,000 | 14,317,000 | 14,743,000 |
| Total capital | 15,309,000 | 15,679,000 | 16,051,000 | 16,468,000 |
| Risk-weighted assets | 127,431,000 | 137,299,000 | 138,245,000 | 137,723,000 |