Call reports 2008
FIRST BANK & TRUST, NATIONAL ASSOCIATION — 2008
What FIRST BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 147,898,000 | 151,059,000 | 151,623,000 | 155,271,000 |
| Total loans | 112,161,000 | 116,310,000 | 117,252,000 | 116,967,000 |
| Allowance for loan losses | 713,000 | 703,000 | 732,000 | 1,402,000 |
| Securities available for sale | 22,669,000 | 21,829,000 | 20,843,000 | 19,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,847,000 | 123,903,000 | 125,209,000 | 132,700,000 |
| Interest-bearing deposits | 106,704,000 | 105,793,000 | 106,376,000 | 112,000,000 |
| Noninterest-bearing deposits | 17,143,000 | 18,110,000 | 18,833,000 | 20,700,000 |
| Equity capital | 15,986,000 | 16,017,000 | 15,771,000 | 16,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,231,000 | 4,412,000 | 6,560,000 | 8,673,000 |
| Interest expense | 1,024,000 | 1,940,000 | 2,809,000 | 3,634,000 |
| Net interest income | 1,207,000 | 2,472,000 | 3,751,000 | 5,039,000 |
| Noninterest income | 186,000 | 410,000 | 662,000 | 969,000 |
| Noninterest expense | 925,000 | 1,841,000 | 2,676,000 | 3,604,000 |
| Provision for loan losses | 3,000 | 12,000 | 60,000 | 729,000 |
| Pretax income | 465,000 | 1,029,000 | 1,236,000 | 1,190,000 |
| Income tax | 158,000 | 349,000 | 409,000 | 10,000 |
| Net income | 307,000 | 680,000 | 827,000 | 1,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,197,000 | 13,568,000 | 13,317,000 | 13,669,000 |
| Total capital | 13,932,000 | 14,294,000 | 14,072,000 | 15,095,000 |
| Risk-weighted assets | 121,054,000 | 127,703,000 | 128,308,000 | 128,325,000 |