Call reports 2007
FIRST BANK & TRUST, NATIONAL ASSOCIATION — 2007
What FIRST BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 140,147,000 | 144,436,000 | 142,791,000 | 154,632,000 |
| Total loans | 110,712,000 | 110,630,000 | 107,919,000 | 107,406,000 |
| Allowance for loan losses | 1,104,000 | 1,100,000 | 1,065,000 | 737,000 |
| Securities available for sale | 17,339,000 | 18,460,000 | 21,056,000 | 22,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,482,000 | 120,391,000 | 119,534,000 | 131,112,000 |
| Interest-bearing deposits | 102,143,000 | 104,289,000 | 103,783,000 | 110,311,000 |
| Noninterest-bearing deposits | 16,339,000 | 16,102,000 | 15,751,000 | 20,801,000 |
| Equity capital | 14,905,000 | 14,759,000 | 15,061,000 | 15,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,310,000 | 4,643,000 | 7,017,000 | 9,324,000 |
| Interest expense | 1,075,000 | 2,160,000 | 3,286,000 | 4,377,000 |
| Net interest income | 1,235,000 | 2,483,000 | 3,731,000 | 4,947,000 |
| Noninterest income | 191,000 | 369,000 | 555,000 | 745,000 |
| Noninterest expense | 768,000 | 1,518,000 | 2,291,000 | 3,094,000 |
| Provision for loan losses | 0 | 0 | 0 | -350,000 |
| Pretax income | 658,000 | 1,334,000 | 1,995,000 | 2,964,000 |
| Income tax | 230,000 | 467,000 | 696,000 | 1,263,000 |
| Net income | 428,000 | 867,000 | 1,299,000 | 1,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,366,000 | 12,306,000 | 12,487,000 | 12,890,000 |
| Total capital | 13,487,000 | 13,423,000 | 13,569,000 | 13,645,000 |
| Risk-weighted assets | 117,308,000 | 119,500,000 | 117,382,000 | 119,028,000 |