Call reports 2005
FIRST BANK & TRUST, NATIONAL ASSOCIATION — 2005
What FIRST BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 122,610,000 | 127,858,000 | 130,583,000 | 136,445,000 |
| Total loans | 84,254,000 | 89,402,000 | 96,624,000 | 100,308,000 |
| Allowance for loan losses | 1,591,000 | 1,656,000 | 1,625,000 | 1,351,000 |
| Securities available for sale | 23,703,000 | 24,417,000 | 21,829,000 | 20,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,024,000 | 102,726,000 | 105,777,000 | 112,128,000 |
| Interest-bearing deposits | 88,980,000 | 89,986,000 | 89,085,000 | 94,577,000 |
| Noninterest-bearing deposits | 13,045,000 | 12,741,000 | 16,692,000 | 17,551,000 |
| Equity capital | 13,908,000 | 14,232,000 | 14,450,000 | 14,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,669,000 | 3,458,000 | 5,280,000 | 7,182,000 |
| Interest expense | 561,000 | 1,171,000 | 1,832,000 | 2,542,000 |
| Net interest income | 1,108,000 | 2,287,000 | 3,448,000 | 4,640,000 |
| Noninterest income | 152,000 | 309,000 | 503,000 | 671,000 |
| Noninterest expense | 741,000 | 1,494,000 | 2,232,000 | 2,948,000 |
| Provision for loan losses | 0 | 0 | 0 | -250,000 |
| Pretax income | 531,000 | 1,114,000 | 1,731,000 | 2,625,000 |
| Income tax | 188,000 | 374,000 | 571,000 | 897,000 |
| Net income | 343,000 | 740,000 | 1,160,000 | 1,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,404,000 | 11,631,000 | 11,852,000 | 12,421,000 |
| Total capital | 12,592,000 | 12,883,000 | 13,173,000 | 13,790,000 |
| Risk-weighted assets | 94,596,000 | 99,753,000 | 105,381,000 | 109,856,000 |