Call reports 2004
FIRST BANK & TRUST, NATIONAL ASSOCIATION — 2004
What FIRST BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 120,151,000 | 121,210,000 | 120,846,000 | 126,259,000 |
| Total loans | 90,438,000 | 95,517,000 | 95,471,000 | 87,508,000 |
| Allowance for loan losses | 1,582,000 | 1,579,000 | 1,589,000 | 1,587,000 |
| Securities available for sale | 19,375,000 | 13,474,000 | 14,830,000 | 17,798,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,205,000 | 98,238,000 | 97,504,000 | 105,907,000 |
| Interest-bearing deposits | 80,799,000 | 87,029,000 | 85,600,000 | 91,695,000 |
| Noninterest-bearing deposits | 12,406,000 | 11,208,000 | 11,905,000 | 14,212,000 |
| Equity capital | 14,775,000 | 14,793,000 | 15,113,000 | 13,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,736,000 | 3,342,000 | 4,995,000 | 6,641,000 |
| Interest expense | 546,000 | 1,058,000 | 1,584,000 | 2,139,000 |
| Net interest income | 1,190,000 | 2,284,000 | 3,411,000 | 4,502,000 |
| Noninterest income | 1,545,000 | 1,748,000 | 1,973,000 | 2,165,000 |
| Noninterest expense | 846,000 | 1,580,000 | 2,348,000 | 3,106,000 |
| Provision for loan losses | 112,000 | 112,000 | 112,000 | 112,000 |
| Pretax income | 1,777,000 | 2,316,000 | 2,900,000 | 3,425,000 |
| Income tax | 640,000 | 834,000 | 1,045,000 | 1,241,000 |
| Net income | 1,137,000 | 1,482,000 | 1,855,000 | 2,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,044,000 | 12,215,000 | 12,413,000 | 11,061,000 |
| Total capital | 13,334,000 | 13,501,000 | 13,677,000 | 12,281,000 |
| Risk-weighted assets | 102,896,000 | 102,569,000 | 100,759,000 | 97,234,000 |