Call reports 2003
FIRST BANK & TRUST, NATIONAL ASSOCIATION — 2003
What FIRST BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 111,216,000 | 112,181,000 | 114,005,000 | 122,349,000 |
| Total loans | 87,990,000 | 88,586,000 | 91,177,000 | 90,341,000 |
| Allowance for loan losses | 1,312,000 | 1,318,000 | 1,323,000 | 1,294,000 |
| Securities available for sale | 13,221,000 | 13,017,000 | 12,112,000 | 16,665,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,873,000 | 90,467,000 | 90,825,000 | 98,956,000 |
| Interest-bearing deposits | 81,894,000 | 79,974,000 | 78,460,000 | 83,933,000 |
| Noninterest-bearing deposits | 10,980,000 | 10,493,000 | 12,365,000 | 15,023,000 |
| Equity capital | 17,138,000 | 13,666,000 | 13,983,000 | 14,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,743,000 | 3,448,000 | 5,099,000 | 6,743,000 |
| Interest expense | 553,000 | 1,078,000 | 1,590,000 | 2,100,000 |
| Net interest income | 1,190,000 | 2,370,000 | 3,509,000 | 4,643,000 |
| Noninterest income | 129,000 | 387,000 | 600,000 | 808,000 |
| Noninterest expense | 788,000 | 1,586,000 | 2,343,000 | 3,183,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 531,000 | 1,171,000 | 1,766,000 | 2,268,000 |
| Income tax | 181,000 | 366,000 | 545,000 | 697,000 |
| Net income | 350,000 | 805,000 | 1,221,000 | 1,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,437,000 | 10,872,000 | 11,302,000 | 11,652,000 |
| Total capital | 15,595,000 | 12,045,000 | 12,515,000 | 12,882,000 |
| Risk-weighted assets | 92,471,000 | 93,677,000 | 96,907,000 | 98,351,000 |