Call reports 2002
FIRST BANK & TRUST, NATIONAL ASSOCIATION — 2002
What FIRST BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 105,141,000 | 113,391,000 | 110,060,000 | 115,353,000 |
| Total loans | 76,907,000 | 83,589,000 | 85,326,000 | 87,918,000 |
| Allowance for loan losses | 1,780,000 | 1,689,000 | 1,589,000 | 1,256,000 |
| Securities available for sale | 15,847,000 | 15,975,000 | 13,519,000 | 13,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,001,000 | 89,209,000 | 89,924,000 | 95,852,000 |
| Interest-bearing deposits | 76,898,000 | 78,084,000 | 79,958,000 | 84,683,000 |
| Noninterest-bearing deposits | 10,104,000 | 11,124,000 | 9,966,000 | 11,169,000 |
| Equity capital | 17,150,000 | 17,145,000 | 17,035,000 | 17,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,828,000 | 3,555,000 | 5,339,000 | 7,096,000 |
| Interest expense | 684,000 | 1,345,000 | 2,025,000 | 2,673,000 |
| Net interest income | 1,144,000 | 2,210,000 | 3,314,000 | 4,423,000 |
| Noninterest income | 115,000 | 267,000 | 416,000 | 443,000 |
| Noninterest expense | 760,000 | 1,530,000 | 2,358,000 | 3,191,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 499,000 | 947,000 | 1,433,000 | 1,636,000 |
| Income tax | 184,000 | 350,000 | 530,000 | 498,000 |
| Net income | 315,000 | 597,000 | 903,000 | 1,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,514,000 | 14,396,000 | 14,302,000 | 14,537,000 |
| Total capital | 15,600,000 | 15,568,000 | 15,468,000 | 15,725,000 |
| Risk-weighted assets | 86,169,000 | 93,269,000 | 92,840,000 | 95,001,000 |