Call reports 2001
FIRST BANK & TRUST, NATIONAL ASSOCIATION — 2001
What FIRST BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 110,416,000 | 109,956,000 | 108,004,000 | 114,158,000 |
| Total loans | 76,633,000 | 78,329,000 | 77,500,000 | 75,669,000 |
| Allowance for loan losses | 2,292,000 | 2,285,000 | 2,120,000 | 1,826,000 |
| Securities available for sale | 18,797,000 | 18,499,000 | 16,872,000 | 19,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,792,000 | 91,235,000 | 89,010,000 | 95,388,000 |
| Interest-bearing deposits | 83,105,000 | 80,172,000 | 78,101,000 | 81,346,000 |
| Noninterest-bearing deposits | 8,687,000 | 11,063,000 | 10,909,000 | 14,042,000 |
| Equity capital | 17,557,000 | 17,719,000 | 17,970,000 | 17,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,147,000 | 4,274,000 | 6,188,000 | 7,923,000 |
| Interest expense | 1,022,000 | 1,993,000 | 2,902,000 | 3,696,000 |
| Net interest income | 1,125,000 | 2,281,000 | 3,286,000 | 4,227,000 |
| Noninterest income | 139,000 | 324,000 | 442,000 | 556,000 |
| Noninterest expense | 901,000 | 1,863,000 | 2,732,000 | 3,643,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 363,000 | 742,000 | 996,000 | 1,065,000 |
| Income tax | 131,000 | 275,000 | 369,000 | 412,000 |
| Net income | 232,000 | 467,000 | 627,000 | 653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,431,000 | 14,867,000 | 15,175,000 | 15,198,000 |
| Total capital | 15,451,000 | 15,930,000 | 16,232,000 | 16,284,000 |
| Risk-weighted assets | 80,353,000 | 83,811,000 | 83,463,000 | 86,154,000 |