Call reports 2025
NEW MILLENNIUM BANK — 2025
What NEW MILLENNIUM BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 923,932,000 | 938,917,000 | 928,709,000 | 953,009,000 |
| Total loans | 799,108,000 | 826,537,000 | 815,527,000 | 798,701,000 |
| Allowance for loan losses | 10,218,000 | 10,442,000 | 10,694,000 | 10,751,000 |
| Securities available for sale | 1,932,000 | 1,880,000 | 1,926,000 | 1,973,000 |
| Securities held to maturity | 508,000 | 481,000 | 1,494,000 | 1,472,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 801,900,000 | 798,438,000 | 795,034,000 | 822,206,000 |
| Interest-bearing deposits | 640,931,000 | 656,389,000 | 652,276,000 | 674,833,000 |
| Noninterest-bearing deposits | 160,969,000 | 142,049,000 | 142,758,000 | 147,373,000 |
| Equity capital | 114,264,000 | 118,300,000 | 121,451,000 | 124,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,785,000 | 27,814,000 | 42,336,000 | 56,797,000 |
| Interest expense | 6,753,000 | 12,995,000 | 19,411,000 | 25,854,000 |
| Net interest income | 7,032,000 | 14,819,000 | 22,925,000 | 30,943,000 |
| Noninterest income | 690,000 | 1,374,000 | 2,055,000 | 2,450,000 |
| Noninterest expense | 4,680,000 | 9,335,000 | 13,676,000 | 17,373,000 |
| Provision for loan losses | 0 | 0 | 250,000 | 1,050,000 |
| Pretax income | 3,042,000 | 6,858,000 | 11,054,000 | 15,272,000 |
| Income tax | 919,000 | 1,990,000 | 3,173,000 | 4,363,000 |
| Net income | 2,123,000 | 4,868,000 | 7,881,000 | 10,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,766,000 | 117,836,000 | 120,944,000 | 124,200,000 |
| Total capital | 121,565,000 | 125,794,000 | 128,701,000 | 131,953,000 |
| Risk-weighted assets | 621,083,000 | 633,687,000 | 617,224,000 | 617,102,000 |