Call reports 2022
NEW MILLENNIUM BANK — 2022
What NEW MILLENNIUM BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 566,839,000 | 623,099,000 | 646,762,000 | 774,320,000 |
| Total loans | 374,766,000 | 420,479,000 | 550,672,000 | 654,588,000 |
| Allowance for loan losses | 8,433,000 | 8,082,000 | 8,184,000 | 8,490,000 |
| Securities available for sale | 400,000 | 20,276,000 | 20,998,000 | 20,940,000 |
| Securities held to maturity | 1,035,000 | 983,000 | 933,000 | 872,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 499,965,000 | 559,094,000 | 580,744,000 | 705,190,000 |
| Interest-bearing deposits | 341,186,000 | 328,719,000 | 356,178,000 | 507,780,000 |
| Noninterest-bearing deposits | 158,779,000 | 230,375,000 | 224,566,000 | 197,410,000 |
| Equity capital | 53,141,000 | 56,124,000 | 58,103,000 | 61,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,832,000 | 10,250,000 | 17,338,000 | 26,691,000 |
| Interest expense | 551,000 | 1,094,000 | 2,068,000 | 4,539,000 |
| Net interest income | 4,281,000 | 9,156,000 | 15,270,000 | 22,152,000 |
| Noninterest income | 1,511,000 | 2,005,000 | 2,396,000 | 3,477,000 |
| Noninterest expense | 3,718,000 | 7,357,000 | 10,946,000 | 14,650,000 |
| Provision for loan losses | 0 | -500,000 | -500,000 | 0 |
| Pretax income | 2,074,000 | 4,304,000 | 7,220,000 | 10,979,000 |
| Income tax | 641,000 | 1,295,000 | 2,175,000 | 2,625,000 |
| Net income | 1,433,000 | 3,009,000 | 5,045,000 | 8,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,201,000 | 55,333,000 | 57,516,000 | 61,078,000 |
| Total capital | 56,710,000 | 60,539,000 | 63,794,000 | 67,871,000 |
| Risk-weighted assets | 356,781,000 | 413,586,000 | 500,302,000 | 541,738,000 |