Call reports 2021
NEW MILLENNIUM BANK — 2021
What NEW MILLENNIUM BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 462,359,000 | 527,082,000 | 530,877,000 | 540,808,000 |
| Total loans | 376,662,000 | 383,086,000 | 371,474,000 | 363,953,000 |
| Allowance for loan losses | 8,112,000 | 8,280,000 | 8,377,000 | 8,403,000 |
| Securities available for sale | 623,000 | 557,000 | 504,000 | 451,000 |
| Securities held to maturity | 1,332,000 | 1,246,000 | 1,169,000 | 1,094,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 403,689,000 | 468,043,000 | 465,083,000 | 476,705,000 |
| Interest-bearing deposits | 299,995,000 | 348,531,000 | 341,063,000 | 348,008,000 |
| Noninterest-bearing deposits | 103,694,000 | 119,512,000 | 124,020,000 | 128,697,000 |
| Equity capital | 44,090,000 | 45,862,000 | 49,440,000 | 51,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,550,000 | 9,512,000 | 15,044,000 | 20,311,000 |
| Interest expense | 826,000 | 1,536,000 | 2,182,000 | 2,757,000 |
| Net interest income | 3,724,000 | 7,976,000 | 12,862,000 | 17,554,000 |
| Noninterest income | 850,000 | 1,816,000 | 5,392,000 | 6,688,000 |
| Noninterest expense | 2,569,000 | 5,424,000 | 8,671,000 | 11,851,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 1,905,000 | 4,268,000 | 9,483,000 | 12,291,000 |
| Income tax | 596,000 | 1,355,000 | 3,073,000 | 3,999,000 |
| Net income | 1,309,000 | 2,913,000 | 6,410,000 | 8,292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,155,000 | 44,928,000 | 48,496,000 | 50,463,000 |
| Total capital | 47,054,000 | 48,999,000 | 52,605,000 | 54,694,000 |
| Risk-weighted assets | 307,730,000 | 321,448,000 | 324,462,000 | 334,341,000 |