Call reports 2019
NEW MILLENNIUM BANK — 2019
What NEW MILLENNIUM BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 440,866,000 | 445,051,000 | 448,630,000 | 389,283,000 |
| Total loans | 308,948,000 | 311,700,000 | 308,987,000 | 325,652,000 |
| Allowance for loan losses | 5,392,000 | 5,187,000 | 5,324,000 | 5,555,000 |
| Securities available for sale | 1,154,000 | 1,096,000 | 1,036,000 | 961,000 |
| Securities held to maturity | 2,341,000 | 2,242,000 | 2,145,000 | 2,039,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,457,000 | 394,623,000 | 396,479,000 | 333,888,000 |
| Interest-bearing deposits | 352,308,000 | 355,521,000 | 351,663,000 | 285,587,000 |
| Noninterest-bearing deposits | 39,149,000 | 39,102,000 | 44,816,000 | 48,301,000 |
| Equity capital | 36,345,000 | 37,470,000 | 38,914,000 | 39,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,400,000 | 11,029,000 | 16,758,000 | 21,856,000 |
| Interest expense | 2,029,000 | 4,128,000 | 6,327,000 | 8,299,000 |
| Net interest income | 3,371,000 | 6,901,000 | 10,431,000 | 13,557,000 |
| Noninterest income | 363,000 | 1,131,000 | 2,299,000 | 3,018,000 |
| Noninterest expense | 2,588,000 | 5,298,000 | 7,856,000 | 10,560,000 |
| Provision for loan losses | 120,000 | 120,000 | 220,000 | 420,000 |
| Pretax income | 1,026,000 | 2,614,000 | 4,654,000 | 5,595,000 |
| Income tax | 309,000 | 787,000 | 1,401,000 | 1,684,000 |
| Net income | 717,000 | 1,827,000 | 3,253,000 | 3,911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,542,000 | 35,672,000 | 37,131,000 | 38,308,000 |
| Total capital | 38,327,000 | 39,477,000 | 40,953,000 | 42,393,000 |
| Risk-weighted assets | 301,212,000 | 303,051,000 | 304,234,000 | 325,366,000 |