Call reports 2018
NEW MILLENNIUM BANK — 2018
What NEW MILLENNIUM BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 317,026,000 | 329,776,000 | 359,571,000 | 413,845,000 |
| Total loans | 260,544,000 | 277,034,000 | 286,437,000 | 292,054,000 |
| Allowance for loan losses | 4,549,000 | 5,034,000 | 5,416,000 | 5,250,000 |
| Securities available for sale | 2,491,000 | 1,385,000 | 1,301,000 | 1,206,000 |
| Securities held to maturity | 4,928,000 | 2,814,000 | 2,558,000 | 2,459,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,410,000 | 282,987,000 | 311,151,000 | 365,501,000 |
| Interest-bearing deposits | 239,111,000 | 241,178,000 | 260,851,000 | 329,909,000 |
| Noninterest-bearing deposits | 32,299,000 | 41,810,000 | 50,300,000 | 35,592,000 |
| Equity capital | 32,466,000 | 33,479,000 | 34,786,000 | 35,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,940,000 | 8,492,000 | 13,054,000 | 17,972,000 |
| Interest expense | 772,000 | 1,636,000 | 2,697,000 | 4,089,000 |
| Net interest income | 3,168,000 | 6,856,000 | 10,357,000 | 13,883,000 |
| Noninterest income | 1,134,000 | 2,004,000 | 3,417,000 | 3,823,000 |
| Noninterest expense | 2,761,000 | 5,379,000 | 8,011,000 | 10,603,000 |
| Provision for loan losses | 300,000 | 821,000 | 1,171,000 | 1,371,000 |
| Pretax income | 1,241,000 | 2,660,000 | 4,592,000 | 5,732,000 |
| Income tax | 349,000 | 748,000 | 1,382,000 | 1,725,000 |
| Net income | 892,000 | 1,912,000 | 3,210,000 | 4,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,111,000 | 31,151,000 | 32,442,000 | 33,796,000 |
| Total capital | 33,400,000 | 34,556,000 | 35,926,000 | 37,379,000 |
| Risk-weighted assets | 261,835,000 | 270,794,000 | 276,750,000 | 284,977,000 |