Call reports 2017
NEW MILLENNIUM BANK — 2017
What NEW MILLENNIUM BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 252,744,000 | 258,966,000 | 289,360,000 | 312,360,000 |
| Total loans | 201,203,000 | 211,152,000 | 223,655,000 | 253,327,000 |
| Allowance for loan losses | 3,701,000 | 3,618,000 | 3,807,000 | 4,450,000 |
| Securities available for sale | 3,052,000 | 2,901,000 | 2,748,000 | 2,602,000 |
| Securities held to maturity | 5,565,000 | 5,390,000 | 5,224,000 | 5,081,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,323,000 | 222,337,000 | 246,089,000 | 267,787,000 |
| Interest-bearing deposits | 188,026,000 | 190,752,000 | 213,656,000 | 232,344,000 |
| Noninterest-bearing deposits | 29,297,000 | 31,585,000 | 32,433,000 | 35,444,000 |
| Equity capital | 21,874,000 | 23,039,000 | 29,690,000 | 31,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,834,000 | 5,793,000 | 9,045,000 | 12,644,000 |
| Interest expense | 571,000 | 1,110,000 | 1,767,000 | 2,533,000 |
| Net interest income | 2,263,000 | 4,683,000 | 7,278,000 | 10,111,000 |
| Noninterest income | 1,170,000 | 3,005,000 | 4,368,000 | 5,415,000 |
| Noninterest expense | 2,484,000 | 5,154,000 | 7,758,000 | 10,447,000 |
| Provision for loan losses | 150,000 | 600,000 | 750,000 | 1,796,000 |
| Pretax income | 799,000 | 1,934,000 | 3,138,000 | 3,283,000 |
| Income tax | 83,000 | 85,000 | 85,000 | -1,615,000 |
| Net income | 716,000 | 1,849,000 | 3,053,000 | 4,898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,514,000 | 22,654,000 | 29,305,000 | 29,286,000 |
| Total capital | 24,140,000 | 25,374,000 | 32,139,000 | 32,473,000 |
| Risk-weighted assets | 209,029,000 | 216,692,000 | 225,763,000 | 253,292,000 |