Call reports 2016
NEW MILLENNIUM BANK — 2016
What NEW MILLENNIUM BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 262,995,000 | 264,796,000 | 274,410,000 | 259,459,000 |
| Total loans | 183,710,000 | 188,450,000 | 194,533,000 | 193,786,000 |
| Allowance for loan losses | 3,326,000 | 3,202,000 | 3,437,000 | 3,551,000 |
| Securities available for sale | 3,879,000 | 3,668,000 | 3,457,000 | 3,226,000 |
| Securities held to maturity | 9,074,000 | 6,607,000 | 6,145,000 | 5,728,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,858,000 | 230,861,000 | 239,959,000 | 224,818,000 |
| Interest-bearing deposits | 202,683,000 | 201,238,000 | 205,573,000 | 196,655,000 |
| Noninterest-bearing deposits | 27,175,000 | 29,623,000 | 34,386,000 | 28,163,000 |
| Equity capital | 19,715,000 | 20,291,000 | 20,827,000 | 21,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,441,000 | 5,028,000 | 7,891,000 | 10,550,000 |
| Interest expense | 600,000 | 1,252,000 | 1,907,000 | 2,535,000 |
| Net interest income | 1,841,000 | 3,776,000 | 5,984,000 | 8,015,000 |
| Noninterest income | 1,288,000 | 2,279,000 | 3,069,000 | 4,319,000 |
| Noninterest expense | 2,191,000 | 4,566,000 | 6,815,000 | 9,691,000 |
| Provision for loan losses | 139,000 | 139,000 | 302,000 | 402,000 |
| Pretax income | 799,000 | 1,350,000 | 1,936,000 | 2,241,000 |
| Income tax | 0 | 10,000 | 86,000 | 99,000 |
| Net income | 799,000 | 1,340,000 | 1,850,000 | 2,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,546,000 | 20,127,000 | 20,676,000 | 20,850,000 |
| Total capital | 21,987,000 | 22,553,000 | 23,159,000 | 23,351,000 |
| Risk-weighted assets | 194,389,000 | 193,294,000 | 197,682,000 | 199,045,000 |