Call reports 2015
NEW MILLENNIUM BANK — 2015
What NEW MILLENNIUM BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 200,154,000 | 208,499,000 | 212,465,000 | 242,277,000 |
| Total loans | 150,891,000 | 169,309,000 | 179,160,000 | 180,703,000 |
| Allowance for loan losses | 2,390,000 | 2,594,000 | 2,884,000 | 3,172,000 |
| Securities available for sale | 5,069,000 | 4,705,000 | 4,373,000 | 4,086,000 |
| Securities held to maturity | 9,998,000 | 9,734,000 | 9,484,000 | 9,271,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,031,000 | 175,062,000 | 178,654,000 | 209,971,000 |
| Interest-bearing deposits | 141,432,000 | 149,830,000 | 151,224,000 | 178,819,000 |
| Noninterest-bearing deposits | 25,599,000 | 25,232,000 | 27,430,000 | 31,152,000 |
| Equity capital | 18,064,000 | 18,431,000 | 18,753,000 | 18,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,863,000 | 3,901,000 | 6,149,000 | 8,510,000 |
| Interest expense | 479,000 | 943,000 | 1,440,000 | 1,983,000 |
| Net interest income | 1,384,000 | 2,958,000 | 4,709,000 | 6,527,000 |
| Noninterest income | 650,000 | 1,585,000 | 2,312,000 | 3,078,000 |
| Noninterest expense | 1,866,000 | 3,801,000 | 5,685,000 | 7,947,000 |
| Provision for loan losses | 0 | 178,000 | 429,000 | 657,000 |
| Pretax income | 168,000 | 564,000 | 907,000 | 1,001,000 |
| Income tax | 3,000 | 7,000 | 9,000 | 64,000 |
| Net income | 165,000 | 557,000 | 898,000 | 937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,826,000 | 18,216,000 | 18,559,000 | 18,708,000 |
| Total capital | 19,775,000 | 20,410,000 | 20,825,000 | 21,056,000 |
| Risk-weighted assets | 155,542,000 | 175,159,000 | 180,668,000 | 187,014,000 |