Call reports 2013
NEW MILLENNIUM BANK — 2013
What NEW MILLENNIUM BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 184,800,000 | 180,268,000 | 180,830,000 | 178,523,000 |
| Total loans | 127,715,000 | 130,645,000 | 133,272,000 | 128,054,000 |
| Allowance for loan losses | 4,815,000 | 4,666,000 | 4,230,000 | 3,107,000 |
| Securities available for sale | 9,348,000 | 8,228,000 | 7,440,000 | 6,847,000 |
| Securities held to maturity | 10,434,000 | 13,605,000 | 13,140,000 | 12,827,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,155,000 | 157,822,000 | 158,822,000 | 156,513,000 |
| Interest-bearing deposits | 142,728,000 | 141,340,000 | 140,631,000 | 138,942,000 |
| Noninterest-bearing deposits | 18,427,000 | 16,482,000 | 18,191,000 | 17,572,000 |
| Equity capital | 5,349,000 | 4,665,000 | 4,295,000 | 3,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,213,000 | 4,190,000 | 6,155,000 | 8,308,000 |
| Interest expense | 549,000 | 1,092,000 | 1,646,000 | 2,186,000 |
| Net interest income | 1,664,000 | 3,098,000 | 4,509,000 | 6,122,000 |
| Noninterest income | 532,000 | 822,000 | 1,120,000 | 1,416,000 |
| Noninterest expense | 2,324,000 | 4,616,000 | 6,676,000 | 9,499,000 |
| Provision for loan losses | 0 | 0 | 0 | -550,000 |
| Pretax income | -128,000 | -696,000 | -1,047,000 | -1,411,000 |
| Income tax | 7,000 | 12,000 | 16,000 | 25,000 |
| Net income | -135,000 | -708,000 | -1,063,000 | -1,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,935,000 | 4,362,000 | 4,007,000 | 3,634,000 |
| Total capital | 6,544,000 | 5,999,000 | 5,689,000 | 5,250,000 |
| Risk-weighted assets | 125,486,000 | 127,954,000 | 132,100,000 | 127,792,000 |