Call reports 2012
NEW MILLENNIUM BANK — 2012
What NEW MILLENNIUM BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 210,077,000 | 199,585,000 | 191,923,000 | 188,507,000 |
| Total loans | 127,065,000 | 131,443,000 | 130,626,000 | 131,726,000 |
| Allowance for loan losses | 5,981,000 | 5,496,000 | 5,424,000 | 4,949,000 |
| Securities available for sale | 13,396,000 | 12,530,000 | 11,530,000 | 10,420,000 |
| Securities held to maturity | 9,504,000 | 9,374,000 | 8,625,000 | 8,022,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,481,000 | 166,879,000 | 162,598,000 | 164,024,000 |
| Interest-bearing deposits | 161,719,000 | 147,489,000 | 144,860,000 | 143,414,000 |
| Noninterest-bearing deposits | 15,763,000 | 19,390,000 | 17,738,000 | 20,610,000 |
| Equity capital | 6,782,000 | 6,865,000 | 6,072,000 | 5,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,428,000 | 4,769,000 | 7,035,000 | 9,337,000 |
| Interest expense | 689,000 | 1,338,000 | 1,936,000 | 2,492,000 |
| Net interest income | 1,739,000 | 3,431,000 | 5,099,000 | 6,845,000 |
| Noninterest income | 200,000 | 577,000 | 696,000 | 1,050,000 |
| Noninterest expense | 2,708,000 | 5,192,000 | 7,754,000 | 10,471,000 |
| Provision for loan losses | 0 | -500,000 | -500,000 | -650,000 |
| Pretax income | -769,000 | -684,000 | -1,459,000 | -1,926,000 |
| Income tax | 7,000 | 14,000 | 20,000 | 25,000 |
| Net income | -776,000 | -698,000 | -1,479,000 | -1,951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,250,000 | 6,325,000 | 5,543,000 | 5,070,000 |
| Total capital | 7,835,000 | 7,962,000 | 7,172,000 | 6,707,000 |
| Risk-weighted assets | 122,668,000 | 126,972,000 | 126,399,000 | 127,294,000 |