Call reports 2011
NEW MILLENNIUM BANK — 2011
What NEW MILLENNIUM BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 221,348,000 | 214,262,000 | 215,643,000 | 211,795,000 |
| Total loans | 159,920,000 | 147,739,000 | 140,455,000 | 132,754,000 |
| Allowance for loan losses | 7,417,000 | 6,266,000 | 6,522,000 | 6,310,000 |
| Securities available for sale | 24,792,000 | 23,407,000 | 17,565,000 | 14,286,000 |
| Securities held to maturity | 16,392,000 | 13,450,000 | 12,455,000 | 10,324,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,165,000 | 178,361,000 | 180,901,000 | 178,230,000 |
| Interest-bearing deposits | 164,657,000 | 165,116,000 | 166,142,000 | 164,377,000 |
| Noninterest-bearing deposits | 20,509,000 | 13,245,000 | 14,759,000 | 13,853,000 |
| Equity capital | 13,631,000 | 13,559,000 | 12,458,000 | 7,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,094,000 | 6,262,000 | 9,141,000 | 11,784,000 |
| Interest expense | 772,000 | 1,518,000 | 2,266,000 | 3,003,000 |
| Net interest income | 2,322,000 | 4,744,000 | 6,875,000 | 8,781,000 |
| Noninterest income | 627,000 | 1,317,000 | 1,758,000 | 2,261,000 |
| Noninterest expense | 3,383,000 | 6,645,000 | 9,970,000 | 16,867,000 |
| Provision for loan losses | 0 | 95,000 | 563,000 | 563,000 |
| Pretax income | -434,000 | -679,000 | -1,843,000 | -6,331,000 |
| Income tax | 11,000 | 25,000 | 35,000 | 359,000 |
| Net income | -445,000 | -704,000 | -1,878,000 | -6,690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,262,000 | 13,005,000 | 11,832,000 | 7,022,000 |
| Total capital | 15,223,000 | 14,847,000 | 13,563,000 | 8,673,000 |
| Risk-weighted assets | 151,418,000 | 142,907,000 | 133,579,000 | 127,120,000 |