Call reports 2010
NEW MILLENNIUM BANK — 2010
What NEW MILLENNIUM BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 239,315,000 | 249,957,000 | 245,925,000 | 219,339,000 |
| Total loans | 180,536,000 | 183,834,000 | 181,506,000 | 169,305,000 |
| Allowance for loan losses | 4,818,000 | 5,337,000 | 5,592,000 | 7,288,000 |
| Securities available for sale | 11,806,000 | 17,287,000 | 16,126,000 | 19,755,000 |
| Securities held to maturity | 31,884,000 | 28,648,000 | 21,772,000 | 17,633,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,869,000 | 205,476,000 | 202,370,000 | 182,241,000 |
| Interest-bearing deposits | 165,704,000 | 175,267,000 | 169,666,000 | 158,580,000 |
| Noninterest-bearing deposits | 29,165,000 | 30,209,000 | 32,704,000 | 23,662,000 |
| Equity capital | 21,060,000 | 20,103,000 | 19,560,000 | 14,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,576,000 | 7,227,000 | 10,698,000 | 13,930,000 |
| Interest expense | 1,059,000 | 2,133,000 | 3,142,000 | 3,995,000 |
| Net interest income | 2,517,000 | 5,094,000 | 7,556,000 | 9,935,000 |
| Noninterest income | 1,497,000 | 2,556,000 | 3,358,000 | 4,225,000 |
| Noninterest expense | 3,676,000 | 7,622,000 | 11,167,000 | 14,882,000 |
| Provision for loan losses | 1,861,000 | 3,336,000 | 3,959,000 | 6,003,000 |
| Pretax income | -1,523,000 | -3,308,000 | -4,212,000 | -6,725,000 |
| Income tax | -620,000 | -1,339,000 | -1,741,000 | 1,199,000 |
| Net income | -903,000 | -1,969,000 | -2,471,000 | -7,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,600,000 | 19,585,000 | 19,132,000 | 13,706,000 |
| Total capital | 22,848,000 | 21,869,000 | 21,365,000 | 15,715,000 |
| Risk-weighted assets | 177,813,000 | 179,664,000 | 175,280,000 | 155,453,000 |