Call reports 2009
NEW MILLENNIUM BANK — 2009
What NEW MILLENNIUM BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 232,592,000 | 240,844,000 | 242,922,000 | 249,694,000 |
| Total loans | 167,705,000 | 179,265,000 | 187,606,000 | 182,334,000 |
| Allowance for loan losses | 3,235,000 | 3,993,000 | 4,736,000 | 3,381,000 |
| Securities available for sale | 21,555,000 | 16,324,000 | 14,554,000 | 13,675,000 |
| Securities held to maturity | 30,104,000 | 27,936,000 | 26,033,000 | 35,715,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,225,000 | 192,400,000 | 194,831,000 | 203,010,000 |
| Interest-bearing deposits | 149,509,000 | 162,499,000 | 160,380,000 | 169,587,000 |
| Noninterest-bearing deposits | 31,717,000 | 29,901,000 | 34,452,000 | 33,424,000 |
| Equity capital | 23,062,000 | 22,836,000 | 22,777,000 | 21,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,468,000 | 7,142,000 | 10,905,000 | 14,551,000 |
| Interest expense | 1,288,000 | 2,575,000 | 3,824,000 | 5,050,000 |
| Net interest income | 2,180,000 | 4,567,000 | 7,081,000 | 9,501,000 |
| Noninterest income | 1,549,000 | 2,879,000 | 4,241,000 | 5,544,000 |
| Noninterest expense | 3,182,000 | 6,374,000 | 9,687,000 | 14,219,000 |
| Provision for loan losses | 455,000 | 1,277,000 | 2,214,000 | 2,592,000 |
| Pretax income | 92,000 | -205,000 | -579,000 | -1,766,000 |
| Income tax | 21,000 | -115,000 | -275,000 | -586,000 |
| Net income | 71,000 | -90,000 | -304,000 | -1,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,593,000 | 22,464,000 | 22,294,000 | 21,462,000 |
| Total capital | 24,932,000 | 24,937,000 | 24,657,000 | 23,719,000 |
| Risk-weighted assets | 186,177,000 | 197,601,000 | 187,133,000 | 179,277,000 |