Call reports 2001
NEW MILLENNIUM BANK — 2001
What NEW MILLENNIUM BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 55,551,000 | 65,761,000 | 63,174,000 | 60,918,000 |
| Total loans | 34,018,000 | 40,747,000 | 44,538,000 | 51,660,000 |
| Allowance for loan losses | 515,000 | 664,000 | 795,000 | 901,000 |
| Securities available for sale | 2,860,000 | 3,779,000 | 2,688,000 | 3,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,057,000 | 59,145,000 | 54,501,000 | 52,149,000 |
| Interest-bearing deposits | 42,851,000 | 50,464,000 | 45,996,000 | 42,744,000 |
| Noninterest-bearing deposits | 6,206,000 | 8,681,000 | 8,505,000 | 9,405,000 |
| Equity capital | 5,867,000 | 6,009,000 | 7,590,000 | 7,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,015,000 | 2,129,000 | 3,331,000 | 4,633,000 |
| Interest expense | 473,000 | 993,000 | 1,451,000 | 1,825,000 |
| Net interest income | 542,000 | 1,136,000 | 1,880,000 | 2,808,000 |
| Noninterest income | 638,000 | 1,745,000 | 2,691,000 | 3,573,000 |
| Noninterest expense | 1,140,000 | 2,510,000 | 3,965,000 | 5,469,000 |
| Provision for loan losses | 120,000 | 300,000 | 450,000 | 610,000 |
| Pretax income | -80,000 | 71,000 | 156,000 | 302,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -80,000 | 71,000 | 156,000 | 302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,831,000 | 5,983,000 | 7,536,000 | 7,682,000 |
| Total capital | 6,311,000 | 6,532,000 | 8,136,000 | 8,344,000 |
| Risk-weighted assets | 38,410,000 | 44,219,000 | 47,841,000 | 53,070,000 |