Call reports 2022
FUSION BANK — 2022
What FUSION BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 202,170,000 | 202,671,000 | 199,956,000 | 197,432,000 |
| Total loans | 101,265,000 | 108,133,000 | 111,024,000 | 112,060,000 |
| Allowance for loan losses | 1,707,000 | 1,708,000 | 1,783,000 | 1,819,000 |
| Securities available for sale | 75,783,000 | 73,787,000 | 67,328,000 | 63,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,312,000 | 159,228,000 | 158,570,000 | 155,485,000 |
| Interest-bearing deposits | 111,054,000 | 112,406,000 | 111,174,000 | 108,729,000 |
| Noninterest-bearing deposits | 47,258,000 | 46,822,000 | 47,396,000 | 46,756,000 |
| Equity capital | 20,891,000 | 20,049,000 | 18,492,000 | 19,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,462,000 | 3,023,000 | 4,742,000 | 6,597,000 |
| Interest expense | 109,000 | 240,000 | 505,000 | 959,000 |
| Net interest income | 1,353,000 | 2,783,000 | 4,237,000 | 5,638,000 |
| Noninterest income | 116,000 | 260,000 | 356,000 | 463,000 |
| Noninterest expense | 955,000 | 1,983,000 | 2,900,000 | 3,915,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 115,000 |
| Pretax income | 514,000 | 1,208,000 | 1,766,000 | 2,219,000 |
| Income tax | 22,000 | 47,000 | 72,000 | 91,000 |
| Net income | 492,000 | 1,161,000 | 1,694,000 | 2,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,032,000 | 24,503,000 | 24,738,000 | 24,971,000 |