Call reports 2019
FUSION BANK — 2019
What FUSION BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 150,943,000 | 156,345,000 | 154,286,000 | 165,875,000 |
| Total loans | 85,545,000 | 86,325,000 | 91,252,000 | 88,256,000 |
| Allowance for loan losses | 1,809,000 | 1,809,000 | 1,734,000 | 1,732,000 |
| Securities available for sale | 46,235,000 | 46,409,000 | 39,913,000 | 37,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,823,000 | 115,144,000 | 112,807,000 | 124,810,000 |
| Interest-bearing deposits | 85,207,000 | 88,106,000 | 85,461,000 | 94,530,000 |
| Noninterest-bearing deposits | 28,616,000 | 27,038,000 | 27,346,000 | 30,280,000 |
| Equity capital | 20,041,000 | 20,528,000 | 20,779,000 | 22,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,516,000 | 3,127,000 | 4,727,000 | 6,361,000 |
| Interest expense | 268,000 | 557,000 | 857,000 | 1,148,000 |
| Net interest income | 1,248,000 | 2,570,000 | 3,870,000 | 5,213,000 |
| Noninterest income | 152,000 | 309,000 | 489,000 | 640,000 |
| Noninterest expense | 860,000 | 1,709,000 | 2,572,000 | 3,429,000 |
| Provision for loan losses | 0 | 0 | 77,000 | 77,000 |
| Pretax income | 540,000 | 1,170,000 | 1,710,000 | 3,479,000 |
| Income tax | 24,000 | 51,000 | 75,000 | 103,000 |
| Net income | 516,000 | 1,119,000 | 1,635,000 | 3,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,081,000 | 20,383,000 | 20,600,000 | 22,040,000 |
| Total capital | 21,336,000 | 21,659,000 | 21,919,000 | 23,355,000 |
| Risk-weighted assets | 99,906,000 | 101,585,000 | 105,152,000 | 104,852,000 |