Call reports 2018
FUSION BANK — 2018
What FUSION BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 155,134,000 | 153,499,000 | 151,556,000 | 151,862,000 |
| Total loans | 82,094,000 | 82,520,000 | 82,989,000 | 87,189,000 |
| Allowance for loan losses | 1,555,000 | 1,550,000 | 1,576,000 | 1,811,000 |
| Securities available for sale | 53,977,000 | 52,752,000 | 50,335,000 | 48,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,751,000 | 116,860,000 | 109,867,000 | 115,396,000 |
| Interest-bearing deposits | 92,670,000 | 91,109,000 | 88,225,000 | 91,639,000 |
| Noninterest-bearing deposits | 26,081,000 | 25,751,000 | 21,642,000 | 23,757,000 |
| Equity capital | 18,840,000 | 19,207,000 | 19,252,000 | 19,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,358,000 | 2,773,000 | 4,216,000 | 5,673,000 |
| Interest expense | 174,000 | 376,000 | 624,000 | 878,000 |
| Net interest income | 1,184,000 | 2,397,000 | 3,592,000 | 4,795,000 |
| Noninterest income | 144,000 | 305,000 | 445,000 | 646,000 |
| Noninterest expense | 786,000 | 1,536,000 | 2,288,000 | 3,077,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 260,000 |
| Pretax income | 542,000 | 1,166,000 | 1,724,000 | 2,104,000 |
| Income tax | 26,000 | 45,000 | 69,000 | 86,000 |
| Net income | 516,000 | 1,121,000 | 1,655,000 | 2,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,263,000 | 19,619,000 | 19,853,000 | 19,915,000 |
| Total capital | 20,471,000 | 20,830,000 | 21,072,000 | 21,202,000 |
| Risk-weighted assets | 96,307,000 | 96,561,000 | 97,236,000 | 102,455,000 |