Call reports 2016
FUSION BANK — 2016
What FUSION BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 139,796,000 | 141,814,000 | 141,454,000 | 141,481,000 |
| Total loans | 80,081,000 | 81,131,000 | 76,457,000 | 76,958,000 |
| Allowance for loan losses | 1,530,000 | 1,615,000 | 1,573,000 | 1,572,000 |
| Securities available for sale | 37,002,000 | 35,219,000 | 38,292,000 | 41,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,076,000 | 105,617,000 | 103,929,000 | 109,437,000 |
| Interest-bearing deposits | 89,195,000 | 84,469,000 | 83,048,000 | 89,058,000 |
| Noninterest-bearing deposits | 21,881,000 | 21,148,000 | 20,881,000 | 20,379,000 |
| Equity capital | 17,455,000 | 17,893,000 | 17,955,000 | 17,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,252,000 | 2,555,000 | 3,777,000 | 5,011,000 |
| Interest expense | 85,000 | 174,000 | 271,000 | 368,000 |
| Net interest income | 1,167,000 | 2,381,000 | 3,506,000 | 4,643,000 |
| Noninterest income | 156,000 | 324,000 | 481,000 | 637,000 |
| Noninterest expense | 818,000 | 1,594,000 | 2,343,000 | 3,060,000 |
| Provision for loan losses | 10,000 | 95,000 | 120,000 | 120,000 |
| Pretax income | 495,000 | 1,016,000 | 1,524,000 | 2,100,000 |
| Income tax | 22,000 | 50,000 | 72,000 | 98,000 |
| Net income | 473,000 | 966,000 | 1,452,000 | 2,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,186,000 | 17,438,000 | 17,683,000 | 17,992,000 |
| Total capital | 18,330,000 | 18,591,000 | 18,785,000 | 19,098,000 |
| Risk-weighted assets | 91,165,000 | 91,805,000 | 87,710,000 | 88,078,000 |