Call reports 2013
FUSION BANK — 2013
What FUSION BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 120,408,000 | 124,001,000 | 123,895,000 | 124,358,000 |
| Total loans | 59,548,000 | 70,464,000 | 67,919,000 | 69,962,000 |
| Allowance for loan losses | 1,436,000 | 1,512,000 | 1,393,000 | 1,393,000 |
| Securities available for sale | 34,173,000 | 33,386,000 | 31,077,000 | 28,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,918,000 | 105,028,000 | 102,099,000 | 102,789,000 |
| Interest-bearing deposits | 80,389,000 | 85,306,000 | 82,057,000 | 77,930,000 |
| Noninterest-bearing deposits | 23,529,000 | 19,722,000 | 20,042,000 | 24,859,000 |
| Equity capital | 14,337,000 | 14,085,000 | 14,423,000 | 14,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,111,000 | 2,286,000 | 3,468,000 | 4,668,000 |
| Interest expense | 63,000 | 126,000 | 193,000 | 259,000 |
| Net interest income | 1,048,000 | 2,160,000 | 3,275,000 | 4,409,000 |
| Noninterest income | 174,000 | 360,000 | 536,000 | 769,000 |
| Noninterest expense | 792,000 | 1,547,000 | 2,258,000 | 2,987,000 |
| Provision for loan losses | 0 | 75,000 | 75,000 | 75,000 |
| Pretax income | 430,000 | 927,000 | 1,507,000 | 2,145,000 |
| Income tax | 13,000 | 37,000 | 60,000 | 88,000 |
| Net income | 417,000 | 890,000 | 1,447,000 | 2,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,984,000 | 14,262,000 | 14,588,000 | 14,921,000 |
| Total capital | 14,844,000 | 15,262,000 | 15,550,000 | 15,902,000 |
| Risk-weighted assets | 68,243,000 | 79,492,000 | 76,550,000 | 78,105,000 |