Call reports 2012
FUSION BANK — 2012
What FUSION BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 113,153,000 | 114,217,000 | 112,361,000 | 121,189,000 |
| Total loans | 59,483,000 | 58,675,000 | 60,391,000 | 66,261,000 |
| Allowance for loan losses | 1,373,000 | 1,448,000 | 1,448,000 | 1,435,000 |
| Securities available for sale | 36,623,000 | 35,789,000 | 36,829,000 | 33,294,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,834,000 | 98,584,000 | 95,924,000 | 104,911,000 |
| Interest-bearing deposits | 78,169,000 | 78,609,000 | 74,460,000 | 76,173,000 |
| Noninterest-bearing deposits | 19,665,000 | 19,975,000 | 21,464,000 | 28,738,000 |
| Equity capital | 13,101,000 | 13,396,000 | 13,823,000 | 14,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,127,000 | 2,300,000 | 3,449,000 | 4,610,000 |
| Interest expense | 79,000 | 156,000 | 229,000 | 293,000 |
| Net interest income | 1,048,000 | 2,144,000 | 3,220,000 | 4,317,000 |
| Noninterest income | 194,000 | 381,000 | 571,000 | 806,000 |
| Noninterest expense | 880,000 | 1,716,000 | 2,452,000 | 3,178,000 |
| Provision for loan losses | 0 | 85,000 | 85,000 | 85,000 |
| Pretax income | 362,000 | 724,000 | 1,254,000 | 1,860,000 |
| Income tax | 16,000 | 32,000 | 55,000 | 82,000 |
| Net income | 346,000 | 692,000 | 1,199,000 | 1,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,663,000 | 12,905,000 | 13,314,000 | 13,757,000 |
| Total capital | 13,509,000 | 13,710,000 | 14,168,000 | 14,665,000 |
| Risk-weighted assets | 67,199,000 | 66,082,000 | 68,180,000 | 74,003,000 |