Call reports 2011
FUSION BANK — 2011
What FUSION BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 105,575,000 | 108,615,000 | 106,470,000 | 108,894,000 |
| Total loans | 52,474,000 | 55,452,000 | 57,775,000 | 61,212,000 |
| Allowance for loan losses | 1,140,000 | 1,143,000 | 1,266,000 | 1,349,000 |
| Securities available for sale | 28,988,000 | 26,302,000 | 28,677,000 | 30,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,002,000 | 93,754,000 | 91,336,000 | 92,458,000 |
| Interest-bearing deposits | 73,540,000 | 73,820,000 | 73,981,000 | 73,975,000 |
| Noninterest-bearing deposits | 17,462,000 | 19,934,000 | 17,355,000 | 18,483,000 |
| Equity capital | 12,393,000 | 12,680,000 | 12,919,000 | 13,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,065,000 | 2,193,000 | 3,336,000 | 4,463,000 |
| Interest expense | 106,000 | 210,000 | 305,000 | 391,000 |
| Net interest income | 959,000 | 1,983,000 | 3,031,000 | 4,072,000 |
| Noninterest income | 175,000 | 378,000 | 559,000 | 807,000 |
| Noninterest expense | 848,000 | 1,664,000 | 2,416,000 | 3,151,000 |
| Provision for loan losses | 0 | 75,000 | 195,000 | 277,000 |
| Pretax income | 286,000 | 622,000 | 979,000 | 1,451,000 |
| Income tax | -2,000 | 13,000 | 28,000 | 49,000 |
| Net income | 288,000 | 609,000 | 951,000 | 1,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,781,000 | 11,968,000 | 12,197,000 | 12,508,000 |
| Total capital | 12,565,000 | 12,850,000 | 13,072,000 | 13,435,000 |
| Risk-weighted assets | 62,007,000 | 70,334,000 | 69,621,000 | 73,775,000 |