Call reports 2009
FUSION BANK — 2009
What FUSION BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 90,368,000 | 95,719,000 | 94,142,000 | 104,266,000 |
| Total loans | 47,447,000 | 48,439,000 | 50,380,000 | 51,648,000 |
| Allowance for loan losses | 572,000 | 576,000 | 520,000 | 730,000 |
| Securities available for sale | 15,913,000 | 17,435,000 | 17,054,000 | 21,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,083,000 | 75,331,000 | 74,398,000 | 83,921,000 |
| Interest-bearing deposits | 63,853,000 | 61,859,000 | 62,333,000 | 67,647,000 |
| Noninterest-bearing deposits | 12,230,000 | 13,472,000 | 12,065,000 | 16,274,000 |
| Equity capital | 11,183,000 | 11,380,000 | 11,433,000 | 11,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,163,000 | 2,303,000 | 3,444,000 | 4,569,000 |
| Interest expense | 210,000 | 383,000 | 558,000 | 718,000 |
| Net interest income | 953,000 | 1,920,000 | 2,886,000 | 3,851,000 |
| Noninterest income | 196,000 | 413,000 | 609,000 | 832,000 |
| Noninterest expense | 821,000 | 1,681,000 | 2,372,000 | 3,178,000 |
| Provision for loan losses | 40,000 | 40,000 | 380,000 | 590,000 |
| Pretax income | 288,000 | 612,000 | 743,000 | 987,000 |
| Income tax | 8,000 | 21,000 | 32,000 | 37,000 |
| Net income | 280,000 | 591,000 | 711,000 | 950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,027,000 | 10,301,000 | 10,386,000 | 10,620,000 |
| Total capital | 10,600,000 | 10,877,000 | 10,906,000 | 11,350,000 |
| Risk-weighted assets | 57,100,000 | 59,433,000 | 59,845,000 | 62,128,000 |