Call reports 2007
FUSION BANK — 2007
What FUSION BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 80,422,000 | 83,299,000 | 78,835,000 | 83,208,000 |
| Total loans | 40,861,000 | 41,642,000 | 42,337,000 | 45,746,000 |
| Allowance for loan losses | 444,000 | 443,000 | 439,000 | 469,000 |
| Securities available for sale | 23,888,000 | 22,277,000 | 20,703,000 | 20,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,017,000 | 71,674,000 | 65,185,000 | 70,179,000 |
| Interest-bearing deposits | 59,240,000 | 60,156,000 | 55,269,000 | 58,499,000 |
| Noninterest-bearing deposits | 9,777,000 | 11,518,000 | 9,916,000 | 11,680,000 |
| Equity capital | 9,779,000 | 9,919,000 | 10,242,000 | 10,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,172,000 | 2,426,000 | 3,674,000 | 4,907,000 |
| Interest expense | 396,000 | 805,000 | 1,200,000 | 1,590,000 |
| Net interest income | 776,000 | 1,621,000 | 2,474,000 | 3,317,000 |
| Noninterest income | 463,000 | 935,000 | 1,227,000 | 1,550,000 |
| Noninterest expense | 949,000 | 1,892,000 | 2,805,000 | 3,751,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 290,000 | 664,000 | 896,000 | 1,086,000 |
| Income tax | -3,000 | 14,000 | 24,000 | 34,000 |
| Net income | 293,000 | 650,000 | 872,000 | 1,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,144,000 | 8,446,000 | 8,583,000 | 9,229,000 |
| Total capital | 8,588,000 | 8,889,000 | 9,022,000 | 9,698,000 |
| Risk-weighted assets | 49,613,000 | 50,372,000 | 50,263,000 | 53,979,000 |