Call reports 2006
FUSION BANK — 2006
What FUSION BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 88,086,000 | 89,452,000 | 83,509,000 | 83,856,000 |
| Total loans | 39,843,000 | 41,545,000 | 44,151,000 | 45,037,000 |
| Allowance for loan losses | 406,000 | 401,000 | 411,000 | 452,000 |
| Securities available for sale | 32,264,000 | 31,911,000 | 27,503,000 | 25,421,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,279,000 | 78,690,000 | 71,916,000 | 71,389,000 |
| Interest-bearing deposits | 66,847,000 | 65,497,000 | 63,185,000 | 59,473,000 |
| Noninterest-bearing deposits | 10,432,000 | 13,193,000 | 8,731,000 | 11,916,000 |
| Equity capital | 9,024,000 | 8,973,000 | 9,534,000 | 9,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,240,000 | 3,444,000 | 4,639,000 |
| Interest expense | 351,000 | 765,000 | 1,198,000 | 1,635,000 |
| Net interest income | 737,000 | 1,475,000 | 2,246,000 | 3,004,000 |
| Noninterest income | 453,000 | 925,000 | 1,241,000 | 1,609,000 |
| Noninterest expense | 885,000 | 1,740,000 | 2,594,000 | 3,499,000 |
| Provision for loan losses | 0 | 0 | 21,000 | 63,000 |
| Pretax income | 305,000 | 660,000 | 872,000 | 1,051,000 |
| Income tax | 16,000 | 32,000 | 41,000 | 46,000 |
| Net income | 289,000 | 628,000 | 831,000 | 1,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,452,000 | 7,741,000 | 7,878,000 | 7,986,000 |
| Total capital | 6,858,000 | 8,142,000 | 8,289,000 | 8,438,000 |
| Risk-weighted assets | 50,718,000 | 52,616,000 | 53,193,000 | 54,154,000 |