Call reports 2005
FUSION BANK — 2005
What FUSION BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 86,375,000 | 83,384,000 | 85,405,000 | 87,188,000 |
| Total loans | 41,907,000 | 41,957,000 | 40,991,000 | 42,248,000 |
| Allowance for loan losses | 417,000 | 421,000 | 414,000 | 411,000 |
| Securities available for sale | 29,522,000 | 29,691,000 | 31,299,000 | 31,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,959,000 | 71,127,000 | 73,335,000 | 75,684,000 |
| Interest-bearing deposits | 66,249,000 | 63,389,000 | 64,555,000 | 65,491,000 |
| Noninterest-bearing deposits | 8,710,000 | 7,738,000 | 8,780,000 | 10,193,000 |
| Equity capital | 9,162,000 | 9,472,000 | 9,197,000 | 9,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,021,000 | 2,049,000 | 3,093,000 | 4,152,000 |
| Interest expense | 248,000 | 528,000 | 829,000 | 1,159,000 |
| Net interest income | 773,000 | 1,521,000 | 2,264,000 | 2,993,000 |
| Noninterest income | 422,000 | 839,000 | 1,112,000 | 1,449,000 |
| Noninterest expense | 795,000 | 1,602,000 | 2,440,000 | 3,342,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 400,000 | 758,000 | 936,000 | 1,100,000 |
| Income tax | -2,000 | 13,000 | 22,000 | 27,000 |
| Net income | 402,000 | 745,000 | 914,000 | 1,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,068,000 | 7,254,000 | 7,269,000 | 7,322,000 |
| Total capital | 7,485,000 | 7,675,000 | 7,683,000 | 7,733,000 |
| Risk-weighted assets | 50,951,000 | 49,791,000 | 50,424,000 | 52,462,000 |