Call reports 2004
FUSION BANK — 2004
What FUSION BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 86,312,000 | 82,827,000 | 82,690,000 | 86,183,000 |
| Total loans | 43,245,000 | 44,702,000 | 44,252,000 | 45,457,000 |
| Allowance for loan losses | 421,000 | 421,000 | 422,000 | 414,000 |
| Securities available for sale | 27,514,000 | 25,775,000 | 25,453,000 | 25,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,606,000 | 70,294,000 | 68,543,000 | 74,406,000 |
| Interest-bearing deposits | 65,785,000 | 62,646,000 | 60,846,000 | 65,398,000 |
| Noninterest-bearing deposits | 7,821,000 | 7,648,000 | 7,697,000 | 9,008,000 |
| Equity capital | 10,064,000 | 9,496,000 | 9,612,000 | 9,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,001,000 | 2,002,000 | 2,996,000 | 3,987,000 |
| Interest expense | 224,000 | 428,000 | 631,000 | 844,000 |
| Net interest income | 777,000 | 1,574,000 | 2,365,000 | 3,143,000 |
| Noninterest income | 304,000 | 590,000 | 769,000 | 1,615,000 |
| Noninterest expense | 687,000 | 1,387,000 | 2,107,000 | 3,546,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 394,000 | 777,000 | 1,027,000 | 1,212,000 |
| Income tax | -25,000 | -8,000 | 3,000 | 11,000 |
| Net income | 419,000 | 785,000 | 1,024,000 | 1,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,174,000 | 7,344,000 | 7,388,000 | 6,821,000 |
| Total capital | 7,595,000 | 7,765,000 | 7,810,000 | 7,235,000 |
| Risk-weighted assets | 50,932,000 | 51,592,000 | 51,312,000 | 53,134,000 |