Call reports 2019
FIRST BANK — 2019
What FIRST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 383,731,000 | 400,758,000 | 399,563,000 | 408,583,000 |
| Total loans | 304,305,000 | 319,193,000 | 332,221,000 | 336,483,000 |
| Allowance for loan losses | 5,353,000 | 5,645,000 | 5,832,000 | 5,886,000 |
| Securities available for sale | 47,919,000 | 58,528,000 | 50,019,000 | 57,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,145,000 | 363,622,000 | 360,639,000 | 368,295,000 |
| Interest-bearing deposits | 278,360,000 | 288,797,000 | 286,529,000 | 294,703,000 |
| Noninterest-bearing deposits | 69,785,000 | 74,825,000 | 74,109,000 | 73,592,000 |
| Equity capital | 33,441,000 | 35,038,000 | 36,633,000 | 38,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,855,000 | 9,932,000 | 15,324,000 | 20,713,000 |
| Interest expense | 887,000 | 1,927,000 | 3,078,000 | 4,259,000 |
| Net interest income | 3,968,000 | 8,005,000 | 12,246,000 | 16,454,000 |
| Noninterest income | 559,000 | 1,061,000 | 1,683,000 | 2,491,000 |
| Noninterest expense | 2,803,000 | 5,524,000 | 8,299,000 | 11,172,000 |
| Provision for loan losses | 244,000 | 533,000 | 820,000 | 1,126,000 |
| Pretax income | 1,480,000 | 3,008,000 | 5,249,000 | 7,086,000 |
| Income tax | 270,000 | 652,000 | 1,212,000 | 1,622,000 |
| Net income | 1,210,000 | 2,356,000 | 4,037,000 | 5,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,294,000 | 34,453,000 | 36,138,000 | 37,542,000 |
| Total capital | 37,229,000 | 38,567,000 | 40,361,000 | 41,889,000 |
| Risk-weighted assets | 313,411,000 | 327,579,000 | 336,211,000 | 346,229,000 |