Call reports 2016
FIRST BANK — 2016
What FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 245,452,000 | 243,027,000 | 263,525,000 | 298,985,000 |
| Total loans | 167,854,000 | 182,379,000 | 201,679,000 | 219,321,000 |
| Allowance for loan losses | 4,256,000 | 4,221,000 | 4,204,000 | 4,262,000 |
| Securities available for sale | 50,668,000 | 47,476,000 | 46,098,000 | 51,821,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,246,000 | 217,464,000 | 237,315,000 | 268,977,000 |
| Interest-bearing deposits | 175,454,000 | 164,091,000 | 177,134,000 | 205,540,000 |
| Noninterest-bearing deposits | 44,792,000 | 53,374,000 | 60,181,000 | 63,438,000 |
| Equity capital | 19,793,000 | 20,822,000 | 21,643,000 | 22,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,573,000 | 5,295,000 | 8,137,000 | 11,238,000 |
| Interest expense | 274,000 | 543,000 | 813,000 | 1,093,000 |
| Net interest income | 2,299,000 | 4,752,000 | 7,324,000 | 10,145,000 |
| Noninterest income | 813,000 | 1,708,000 | 2,385,000 | 3,137,000 |
| Noninterest expense | 1,975,000 | 3,868,000 | 5,861,000 | 7,722,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,137,000 | 2,610,000 | 3,866,000 | 5,578,000 |
| Income tax | 443,000 | 1,019,000 | 1,509,000 | 2,032,000 |
| Net income | 694,000 | 1,591,000 | 2,357,000 | 3,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,723,000 | 20,619,000 | 21,386,000 | 22,574,000 |
| Total capital | 21,970,000 | 23,002,000 | 23,845,000 | 25,392,000 |
| Risk-weighted assets | 177,724,000 | 188,713,000 | 194,970,000 | 224,059,000 |