Call reports 2015
FIRST BANK — 2015
What FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 208,167,000 | 208,088,000 | 215,595,000 | 229,192,000 |
| Total loans | 143,431,000 | 146,270,000 | 154,369,000 | 161,020,000 |
| Allowance for loan losses | 3,792,000 | 3,784,000 | 3,798,000 | 4,512,000 |
| Securities available for sale | 44,527,000 | 47,196,000 | 52,068,000 | 51,052,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,306,000 | 184,646,000 | 191,358,000 | 204,833,000 |
| Interest-bearing deposits | 152,063,000 | 147,417,000 | 150,698,000 | 160,201,000 |
| Noninterest-bearing deposits | 32,242,000 | 37,229,000 | 40,660,000 | 44,632,000 |
| Equity capital | 16,927,000 | 16,983,000 | 18,100,000 | 18,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,236,000 | 4,555,000 | 6,896,000 | 9,391,000 |
| Interest expense | 326,000 | 628,000 | 920,000 | 1,196,000 |
| Net interest income | 1,910,000 | 3,927,000 | 5,976,000 | 8,195,000 |
| Noninterest income | 362,000 | 792,000 | 1,850,000 | 2,599,000 |
| Noninterest expense | 1,541,000 | 3,098,000 | 4,877,000 | 6,637,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 731,000 | 1,621,000 | 2,949,000 | 4,157,000 |
| Income tax | 285,000 | 632,000 | 1,150,000 | 1,531,000 |
| Net income | 446,000 | 989,000 | 1,799,000 | 2,626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,849,000 | 17,392,000 | 18,201,000 | 19,029,000 |
| Total capital | 18,650,000 | 19,225,000 | 20,231,000 | 21,153,000 |
| Risk-weighted assets | 142,121,000 | 144,650,000 | 160,650,000 | 167,549,000 |