Call reports 2014
FIRST BANK — 2014
What FIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 191,870,000 | 189,994,000 | 194,790,000 | 196,055,000 |
| Total loans | 140,525,000 | 139,126,000 | 141,151,000 | 144,062,000 |
| Allowance for loan losses | 2,839,000 | 2,710,000 | 3,731,000 | 3,773,000 |
| Securities available for sale | 39,701,000 | 35,537,000 | 34,400,000 | 39,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,838,000 | 167,535,000 | 172,366,000 | 173,485,000 |
| Interest-bearing deposits | 144,987,000 | 139,406,000 | 141,711,000 | 147,454,000 |
| Noninterest-bearing deposits | 26,852,000 | 28,129,000 | 30,655,000 | 26,032,000 |
| Equity capital | 14,192,000 | 14,968,000 | 15,487,000 | 16,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,269,000 | 4,595,000 | 6,898,000 | 9,173,000 |
| Interest expense | 420,000 | 803,000 | 1,170,000 | 1,503,000 |
| Net interest income | 1,849,000 | 3,792,000 | 5,728,000 | 7,670,000 |
| Noninterest income | 233,000 | 627,000 | 869,000 | 1,206,000 |
| Noninterest expense | 1,456,000 | 2,865,000 | 4,292,000 | 5,741,000 |
| Provision for loan losses | 120,000 | 209,000 | 209,000 | 209,000 |
| Pretax income | 514,000 | 1,350,000 | 2,101,000 | 2,931,000 |
| Income tax | 99,000 | 344,000 | 599,000 | 899,000 |
| Net income | 415,000 | 1,006,000 | 1,502,000 | 2,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,787,000 | 15,377,000 | 15,873,000 | 16,403,000 |
| Total capital | 16,489,000 | 17,112,000 | 17,606,000 | 18,168,000 |
| Risk-weighted assets | 134,948,000 | 137,794,000 | 137,269,000 | 139,188,000 |