Call reports 2013
FIRST BANK — 2013
What FIRST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 180,404,000 | 177,406,000 | 182,682,000 | 187,617,000 |
| Total loans | 128,643,000 | 133,485,000 | 134,106,000 | 137,398,000 |
| Allowance for loan losses | 3,241,000 | 3,440,000 | 2,776,000 | 2,765,000 |
| Securities available for sale | 31,001,000 | 32,915,000 | 32,331,000 | 40,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,351,000 | 159,572,000 | 162,846,000 | 165,039,000 |
| Interest-bearing deposits | 142,941,000 | 136,198,000 | 138,847,000 | 142,239,000 |
| Noninterest-bearing deposits | 21,410,000 | 23,374,000 | 23,999,000 | 22,800,000 |
| Equity capital | 13,095,000 | 13,039,000 | 13,267,000 | 13,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,102,000 | 4,168,000 | 6,316,000 | 8,581,000 |
| Interest expense | 424,000 | 847,000 | 1,271,000 | 1,714,000 |
| Net interest income | 1,678,000 | 3,321,000 | 5,045,000 | 6,867,000 |
| Noninterest income | 180,000 | 299,000 | 724,000 | 837,000 |
| Noninterest expense | 1,313,000 | 2,685,000 | 4,152,000 | 5,540,000 |
| Provision for loan losses | 180,000 | 346,000 | 486,000 | 509,000 |
| Pretax income | 416,000 | 645,000 | 1,187,000 | 1,712,000 |
| Income tax | 141,000 | 0 | 0 | 0 |
| Net income | 275,000 | 645,000 | 1,187,000 | 1,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,934,000 | 13,304,000 | 13,845,000 | 14,371,000 |
| Total capital | 14,560,000 | 14,974,000 | 15,510,000 | 16,047,000 |
| Risk-weighted assets | 128,460,000 | 131,812,000 | 132,111,000 | 133,021,000 |