Call reports 2012
FIRST BANK — 2012
What FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 186,822,000 | 179,305,000 | 179,130,000 | 178,114,000 |
| Total loans | 118,215,000 | 120,815,000 | 128,207,000 | 130,653,000 |
| Allowance for loan losses | 3,054,000 | 3,508,000 | 3,687,000 | 3,237,000 |
| Securities available for sale | 52,844,000 | 45,101,000 | 34,668,000 | 36,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,974,000 | 163,592,000 | 161,614,000 | 163,337,000 |
| Interest-bearing deposits | 151,785,000 | 145,508,000 | 139,761,000 | 139,518,000 |
| Noninterest-bearing deposits | 19,189,000 | 18,084,000 | 21,853,000 | 23,819,000 |
| Equity capital | 15,331,000 | 15,096,000 | 15,151,000 | 12,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,129,000 | 4,282,000 | 6,436,000 | 8,556,000 |
| Interest expense | 531,000 | 1,030,000 | 1,512,000 | 1,938,000 |
| Net interest income | 1,598,000 | 3,252,000 | 4,924,000 | 6,618,000 |
| Noninterest income | 93,000 | 291,000 | 485,000 | -1,163,000 |
| Noninterest expense | 1,313,000 | 2,861,000 | 4,387,000 | 5,521,000 |
| Provision for loan losses | 317,000 | 1,073,000 | 1,248,000 | 3,236,000 |
| Pretax income | 158,000 | -184,000 | 67,000 | -3,009,000 |
| Income tax | 54,000 | -62,000 | 23,000 | -515,000 |
| Net income | 104,000 | -122,000 | 44,000 | -2,494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,128,000 | 14,901,000 | 15,066,000 | 12,659,000 |
| Total capital | 16,704,000 | 16,495,000 | 16,720,000 | 14,312,000 |
| Risk-weighted assets | 124,624,000 | 125,616,000 | 130,317,000 | 130,716,000 |