Call reports 2011
FIRST BANK — 2011
What FIRST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 181,472,000 | 180,245,000 | 181,130,000 | 177,475,000 |
| Total loans | 96,109,000 | 101,514,000 | 111,902,000 | 118,593,000 |
| Allowance for loan losses | 3,158,000 | 2,500,000 | 2,691,000 | 2,737,000 |
| Securities available for sale | 66,508,000 | 62,155,000 | 50,825,000 | 43,253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,811,000 | 160,372,000 | 161,828,000 | 161,654,000 |
| Interest-bearing deposits | 143,517,000 | 141,459,000 | 143,638,000 | 145,209,000 |
| Noninterest-bearing deposits | 19,294,000 | 18,913,000 | 18,190,000 | 16,445,000 |
| Equity capital | 13,475,000 | 14,902,000 | 15,331,000 | 15,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,958,000 | 4,020,000 | 6,249,000 | 8,428,000 |
| Interest expense | 608,000 | 1,201,000 | 1,830,000 | 2,430,000 |
| Net interest income | 1,350,000 | 2,819,000 | 4,419,000 | 5,998,000 |
| Noninterest income | 247,000 | 456,000 | 603,000 | 703,000 |
| Noninterest expense | 1,270,000 | 2,581,000 | 4,082,000 | 5,612,000 |
| Provision for loan losses | 777,000 | 499,000 | 777,000 | 942,000 |
| Pretax income | -456,000 | 392,000 | 489,000 | 571,000 |
| Income tax | 62,000 | 133,000 | 166,000 | 198,000 |
| Net income | -518,000 | 259,000 | 323,000 | 373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,879,000 | 14,806,000 | 14,973,000 | 15,023,000 |
| Total capital | 15,192,000 | 16,186,000 | 16,487,000 | 16,599,000 |
| Risk-weighted assets | 103,177,000 | 109,299,000 | 119,944,000 | 124,906,000 |