Call reports 2010
FIRST BANK — 2010
What FIRST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 143,556,000 | 150,840,000 | 169,567,000 | 178,224,000 |
| Total loans | 83,230,000 | 87,305,000 | 92,670,000 | 93,741,000 |
| Allowance for loan losses | 1,976,000 | 2,110,000 | 2,299,000 | 2,367,000 |
| Securities available for sale | 30,001,000 | 41,518,000 | 64,002,000 | 68,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,158,000 | 132,495,000 | 148,126,000 | 160,166,000 |
| Interest-bearing deposits | 108,898,000 | 115,991,000 | 130,153,000 | 143,399,000 |
| Noninterest-bearing deposits | 17,260,000 | 16,504,000 | 17,973,000 | 16,767,000 |
| Equity capital | 13,401,000 | 14,062,000 | 14,197,000 | 14,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,554,000 | 3,561,000 | 5,487,000 | 7,387,000 |
| Interest expense | 525,000 | 1,066,000 | 1,692,000 | 2,346,000 |
| Net interest income | 1,029,000 | 2,495,000 | 3,795,000 | 5,041,000 |
| Noninterest income | 274,000 | 635,000 | 933,000 | 1,201,000 |
| Noninterest expense | 934,000 | 1,993,000 | 3,109,000 | 4,356,000 |
| Provision for loan losses | 80,000 | 365,000 | 550,000 | 846,000 |
| Pretax income | 373,000 | 980,000 | 1,552,000 | 1,535,000 |
| Income tax | 160,000 | 358,000 | 549,000 | 312,000 |
| Net income | 213,000 | 622,000 | 1,003,000 | 1,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,387,000 | 13,795,000 | 14,176,000 | 14,397,000 |
| Total capital | 14,555,000 | 14,976,000 | 15,440,000 | 15,684,000 |
| Risk-weighted assets | 92,627,000 | 93,563,000 | 100,147,000 | 101,897,000 |