Call reports 2009
FIRST BANK — 2009
What FIRST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 128,834,000 | 129,939,000 | 129,621,000 | 146,611,000 |
| Total loans | 92,356,000 | 83,732,000 | 83,987,000 | 79,964,000 |
| Allowance for loan losses | 3,806,000 | 1,887,000 | 2,041,000 | 1,903,000 |
| Securities available for sale | 14,971,000 | 18,003,000 | 27,150,000 | 29,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,627,000 | 111,074,000 | 112,952,000 | 129,363,000 |
| Interest-bearing deposits | 95,590,000 | 95,614,000 | 94,098,000 | 112,626,000 |
| Noninterest-bearing deposits | 18,037,000 | 15,460,000 | 18,854,000 | 16,736,000 |
| Equity capital | 9,238,000 | 13,064,000 | 12,610,000 | 13,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,471,000 | 2,940,000 | 4,495,000 | 6,068,000 |
| Interest expense | 622,000 | 1,265,000 | 1,853,000 | 2,364,000 |
| Net interest income | 849,000 | 1,675,000 | 2,642,000 | 3,704,000 |
| Noninterest income | 245,000 | 499,000 | 728,000 | 763,000 |
| Noninterest expense | 901,000 | 1,816,000 | 2,628,000 | 3,746,000 |
| Provision for loan losses | 2,375,000 | 2,620,000 | 3,832,000 | 6,932,000 |
| Pretax income | -2,182,000 | -2,262,000 | -3,085,000 | -6,015,000 |
| Income tax | -818,000 | -848,000 | -1,157,000 | -1,837,000 |
| Net income | -1,364,000 | -1,414,000 | -1,928,000 | -4,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,108,000 | 12,631,000 | 11,714,000 | 13,166,000 |
| Total capital | 10,353,000 | 13,818,000 | 12,902,000 | 14,323,000 |
| Risk-weighted assets | 97,013,000 | 94,287,000 | 94,151,000 | 91,760,000 |