Call reports 2007
FIRST BANK — 2007
What FIRST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 124,766,000 | 120,331,000 | 118,758,000 | 144,888,000 |
| Total loans | 96,355,000 | 94,559,000 | 94,357,000 | 95,966,000 |
| Allowance for loan losses | 1,485,000 | 1,426,000 | 1,406,000 | 1,524,000 |
| Securities available for sale | 13,704,000 | 13,821,000 | 12,666,000 | 14,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,066,000 | 100,155,000 | 98,752,000 | 108,241,000 |
| Interest-bearing deposits | 89,372,000 | 85,090,000 | 83,264,000 | 95,023,000 |
| Noninterest-bearing deposits | 15,694,000 | 15,065,000 | 15,488,000 | 13,218,000 |
| Equity capital | 12,466,000 | 12,796,000 | 13,169,000 | 12,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,297,000 | 4,605,000 | 6,756,000 | 8,916,000 |
| Interest expense | 1,038,000 | 2,011,000 | 2,926,000 | 3,774,000 |
| Net interest income | 1,259,000 | 2,594,000 | 3,830,000 | 5,142,000 |
| Noninterest income | 280,000 | 514,000 | 748,000 | 971,000 |
| Noninterest expense | 962,000 | 1,965,000 | 2,997,000 | 4,031,000 |
| Provision for loan losses | 0 | -18,000 | -43,000 | 108,000 |
| Pretax income | 577,000 | 1,161,000 | 1,624,000 | 1,974,000 |
| Income tax | 216,000 | 436,000 | 610,000 | 722,000 |
| Net income | 361,000 | 725,000 | 1,014,000 | 1,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,499,000 | 12,862,000 | 13,153,000 | 12,240,000 |
| Total capital | 13,726,000 | 14,058,000 | 14,332,000 | 13,510,000 |
| Risk-weighted assets | 97,922,000 | 96,076,000 | 94,132,000 | 101,369,000 |